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Credit check reports You want to know what each credit bureau (TransUnion, Equifax and Experian) have registered your reports. These applications are called "hard inquiries" and may well harm your credit score.

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The amount of credit a person takes is reflected in their credit score. Lenders usually look higher, while credit agencies in different countries use different formulas, credit scores in Canada and the United States are basically the same. This score, known as a FICO score was developed by a group called Fair Isaac, which works to define what good credit to individuals.

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Well, the creditors will have obligations with re-state your credit report every 30 days usually all 3 credit bureaus. Be sure to keep all your correspondence with your creditor or credit bureau in a secure location.




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